The data collection on individuals is accelerating, who increasingly find themselves in a maze constructed of their online and offline information.  This can affect how creditors and others view your financial status--and has real-life implications for a consumer's future prospects.  Later this week, USPIRG and my CDD will present a paper on this issue at a conference hosted by the National Consumer Law Center and Suffolk University Law School.  Meanwhile, here is an excerpt from a recent industry post that illustrate part of